Personal loan
Personal loan is especially for salaried workers who needed urgent cash loan for personal use. These loans are given based on the borrowers’ credit profile and their repayment ability from their net salary. They are unsecured loans, meaning you get advance cash without giving out any collateral.
Why need loan?
Sometime, you may need emergency money to pay for outstanding credit card debts, medical bills, or education fees. Or you need to buy some gifts but the salary bonus may only come in next month. Besides, it could just be that you have overspent for this particular month. For whatever reason, we can help address your personal financing needs.
Requirements
In order to qualify, you must have been employed for at least 3 month, with minimum 3 months’ payslips. In addition, you need to furnish 3 months bank statements to proof your income. If your salary is auto-credit into your bank account, you have basically proofed that you are a salaried worker. You can also provide the latest EPF statements. Lastly, the other incidental documents are IC copy and Utility Bills. With this, it has a higher chance of loan approval. However, if you do not qualify for the above requirement, you can drop your contact details on the form below, and we will get our team to call you back as soon as possible. Your case will be assessed case-to-case basis.
Our services’ feature
Firstly, we have an easy application process of personal loan. You can just make phone enquiry to know your estimated loan amount that you qualify. We provide the fastest loan approval process which is less than 24 hours. And we also provide a quick disbursement, thus ensuring you will get the cash immediately. Our repayment terms are flexible according to your needs. And best of all, we do not require upfront payment of processing fee.
Who are we?
We are licensed money lender with more than 15 years’ experience in this industry. We have helped many people overcome their financial difficulty. We specializes in KL and Selangor within Malaysia, namely in Sri Petaling, Cheras, Shah Alam, Puchong, Putrajaya, Selayang, Kepong, Klang, Petaling Jaya, and Ampang. For borrowers working in Johor, Negeri Sembilan, Penang, Perak and Pahang, please drop your details in the contact form. We will channel it to our associates in different states to call you back. Our loan services also include SME Loan, Cheque Cashing, Caveat Loan and Working Capital Loan.
Conclusion
Thus, if you need emergency cash, you can always call to ask. The private personal loan amount may not be huge, and is dependent on your salary. It also depends on other details such as, are u renting a room or staying with your family. But at least it can help you to solve your financial difficulty. Just call us!